Newton, MA · Mortgage Lending

Tired of feeling like the mortgage process is a puzzle you're supposed to solve alone?

You've found the right person. Kevin Flannery brings decades of lending experience to every loan — whether you're a first-time buyer, looking to refinance, or ready to move. Clear terms. Honest guidance. No pressure.

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15+ Years Experience

100% Client Focused

Newton Locally Based

Kevin Flannery consulting with a client at Movement Mortgage in Newton, MA

What We Do

Mortgage solutions built around your situation — not a one-size-fits-all script.

First-Time Home Buyers

Buying your first home shouldn't feel overwhelming. We walk you through every step — from pre-approval to closing — so you know exactly where you stand at every point.

Refinancing

Lower your rate, shorten your term, or pull out equity. We analyze your current loan and show you the real numbers — no hype, just the facts that matter to your bottom line.

Jumbo & Conforming Loans

Whether your loan fits standard guidelines or needs a custom approach, we structure programs that match your financial profile and homeownership goals.

Rate & Term Analysis

Rates shift constantly. We monitor the market so you know when the timing is right — and when waiting makes more sense. Your timeline, your terms.

FHA, VA & USDA Loans

Military service? Lower down payment? Rural property? We navigate government-backed programs so you can take advantage of benefits you may not know exist.

Construction & Renovation

Building from scratch or renovating? We offer specialized construction loans and renovation financing that adapt to your project's unique milestones.

Kevin Flannery at Movement Mortgage office in Newton, MA

About Kevin

A mortgage professional who actually listens.

Kevin Flannery founded Movement Mortgage with a simple conviction: the mortgage process should empower you, not confuse you. Based in Newton, Massachusetts, he has spent over 15 years helping families and individuals navigate one of the most significant financial decisions of their lives.

Unlike lenders who treat you as a number, Kevin takes the time to understand your goals, your budget, and your timeline. He explains options in plain language, flags potential issues before they become problems, and stays in touch throughout the entire process — not just when paperwork is due.

Whether you're purchasing your first home, refinancing to reduce your monthly payment, or exploring investment property financing, Kevin brings the same level of care and attention to every loan.

Kevin Flannery Movement Mortgage · Newton, MA

How It Works

From first call to closing day —
a process that actually makes sense.

Free Consultation

Call or email Kevin to discuss your situation. No obligation, no sales pitch — just an honest conversation about what's possible.

Pre-Approval

Kevin reviews your finances and submits your application. You'll receive a clear pre-approval letter so sellers take you seriously.

Loan Processing

Documentation, appraisals, underwriting — Kevin manages every detail and keeps you informed at each stage.

Closing Day

Review your closing disclosure, sign the paperwork, and get the keys. Kevin is there to answer questions and make sure everything is correct.

Client Stories

Hear from homeowners who made the move with confidence.

Kevin made what I thought would be a stressful experience actually manageable. He explained every option clearly and never made me feel rushed. I closed on my Newton home in under 45 days.

First-Time Buyer Newton, MA

I refinanced with Kevin to drop my rate and shorten my term. He ran the numbers honestly and showed me exactly how much I'd save. Best decision I've made financially in years.

Refinance Client Brookline, MA

As a military veteran, I didn't know much about VA loans. Kevin walked me through the entire process, got me a great rate, and made sure I understood every benefit I was eligible for.

VA Loan Client Arlington, MA

Get in Touch

Let's talk about your mortgage goals.

Whether you have questions or are ready to start, reach out. Kevin responds to every inquiry personally — no automated replies, no waiting on hold.

Address 83 Agawam Rd, Newton 02468-1339

Phone (617) 281-3058

Email kevin@nextwavemortgage.com

Hours Mon–Fri 9am–6pm · By appointment

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